It is officially recognized by both the buyer Financial Protection Bureau, and therefore the Federal Trade Commission.
So, AnnualCreditReport.com is that the only site that’s obligated by federal law to supply users with a free annual credit report from Equifax, Experian, and TransUnion.
The website is managed and maintained by Central Source LLC, an Atlanta-based venture between the three relevant credit unions
Since AnnualCreditReport.com is entirely freed from charge, the credit reporting platform and therefore the services that it offers are pretty minimal.
As such, the only service that it provides may be a free annual credit report from the three primary credit reporting agencies: Equifax, Experian, and TransUnion.
Although it doesn’t accompany the bells and whistles like other credit monitoring services, it’s tough to argue with the very fact that it’s something for nothing.
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